fact vs myth

Despite the fact that nearly 9 million Americans receive Social Security Disability Insurance (SSDI) every year, there are countless myths surrounding the government program. Many aren’t even aware of the program, while others only know what they’ve heard from others. SSDI was created to provide monetary benefits to those who can no longer work due to a disability, and we here at the ADA Group are here to debunk some of the most common SSDI myths. 

5 SSDI Myths and Misconceptions

Myth: You Can’t Get SSI and SSDI at the Same Time

Many people believe that they can’t receive SSI and SSDI at the same time, but that’s not the case for everyone. While both fall under the “disability benefits” category, each program serves different purposes. It is, in fact, possible to qualify for SSI and SSDI benefits as long as you meet the qualifications for both programs. On top of that, SSDI recipients may qualify for other types of benefits when they’re no longer able to work.

Myth: Everyone Gets Denied at First Application

One of the most common misconceptions surrounding SSDI is that everyone is denied benefits on the first application. Like all myths, this one is based on a sliver of truth: that many applicants are refused after their initial application. However, around one in four applicants is approved, but that leaves a sizable group of applicants that receive a denial. The reasons for denials can vary from lack of medical evidence to missing information on the paperwork. If you’re nervous about applying for the first time, an experienced legal team can help you navigate the application process with success.

Myth: You Can Only Appeal Once

Depending on the reason for your denial, you might actually have more than one opportunity to appeal the decision made by the Social Security Administration (SSA). You have four options for appealing your denial:

  • Reconsideration 
  • Hearing
  • Hearing Review
  • Federal District Court

Each opportunity allows you to provide more evidence or information to back up your appeal. A lawyer can help you gather evidence and put forward a strong case for reconsideration.

Myth: You Must Be Permanently Disabled to Qualify

Many people don’t bother applying for SSDI because they aren’t permanently disabled or think their condition qualifies them for benefits. Although the SSA has strict definitions regarding what qualifies as a disability, not all conditions are the same. Some can change in severity or progress as time goes on, leaving a person able to work one year and unable to the next. Those individuals can still qualify for SSDI as long as they meet all the eligibility criteria, even if their disability isn’t permanent or if they are able to work on a temporary basis. 

Myth: You Must Be Disabled for One Year Before Applying 

In order to qualify for SSDI, you must have a condition that’s expected to persist for at least one year.. However, because of the wording used by the SSA, many people think that they must have a qualifying disability diagnosis for an entire year before applying. That’s not the case, though; you can apply for SSDI as soon as you qualify with no mandatory waiting period. You should apply as soon as possible due to waiting periods and possible appeals. 

Learn the Facts About SSDI with The ADA Group

Whether you’re new to SSDI or need help after a denial, the team at the American Disability Action Group are here to help. Our SSDI lawyers know the ins and outs of SSDI, and we’re prepared to advocate for you throughout the entire process. From first application all the way through appeals and hearings, we can provide our expertise to help you get the benefits you deserve. To learn more, contact The ADA Group to schedule your free consultation today.